Housing, Equity and Reverse Mortgages
While a reverse mortgage enables home-owners to borrow a lump sum or in some cases receive regular payments against the value of their home, few respondents to a survey indicated that they would take out a reverse mortgage on their home to finance future needs. This is despite widespread expectations by the banks that the market is set to expand significantly and will peak in 2015 when the bulk of Baby-Boomers will be retired with inadequate resources to source their expectations.
The respondents expressed concern about what most saw as punitive fees and charges and accumulation of compound interest which might force the sale of the house and create untenable debt for the next generation and included the notion of betrayal, with the government and the banks, instead of the family, being the object of people’s hostilities.
To many people, banks are seen to feed off weaknesses in family relations and hence are to be regarded with suspicion.
Delightful Afternoon of Song
Presented by
Jackie Shevelling Academy of Singing
Sunday, 21st May 2006 AT 1.30pm
Federation Room, Brolga Theatre
Admission $8.00
All Welcome
I like...
Chocolate cake, plum pudding & sweets
I hate...
What they do to my hips.
The husband had just finished reading the book, "MAN OF THE
HOUSE". He storms into the kitchen and walks directly up to
his wife. Pointing a finger in her face, he says, "From now
on, I want you to know that I am the man of this house, and my
word is law! I want you to prepare me a gourmet meal tonight, and
when I’m finished eating my meal, I expect a scrumptious dessert
afterward. Then, after dinner, you are going to draw my bath so
that I can relax ... And when I’m finished with my bath, guess
who’s going to dress me and comb my hair?"
His wife replies, "The funeral director, would be my guess."
Grandmas can shed the yoke of responsibility, relax and enjoy their grandchildren in a way that was not possible when they were raising their own children. And they can glow in the realisation that here is their seed of life that will harvest generations to come.
TUESDAY 16th May at 1.30pm
Senior Citizens’ Centre, 333 Alice Street, Maryborough
- Musical Entertainment
- Delicious Afternoon Tea
$3.00 Admission
ALL WELCOME
Why do mothers have big aprons?
To cover the faults of their children.
Australia's Biggest Morning Tea
in aid of CANCER RESEARCH
Maryborough Senior Citizens’ Club
Senior Citizens Centre, 333 Alice Street
Thursday May 25th at 9.30am
Indoor Bowls & Cuppa Tea
ALL WELCOME
The Chelsea "Cuppa for Cancer"
Wednesday, 17th May at 9.30am
Guest speakers
Anthony Johnston, Regional Fundraising Co-ordinator for Queensland Cancer Fund;
and Audrey Ward, resident of Chelsea, who is a survivor.
Cost $5.00
Bring your friends.
ALPHA ZETA BRANCH OF ESA International
Monday May 29th at 9.30am
10 Schumack Drive
ALL WELCOME
Every dollar raised counts in the fight against Cancer
Senior's Week
Celebrating 21st birthday in August
Planning is well under way to make this very special time for the Seniors in our City and District a very special and memorable time. Watch this newsletter for news of the celebrations!!!!
Sleep Problems
Do you suffer from insomnia? Over one third of people suffer from insomnia from time to time. Only around five percent need treatment for the condition. Reducing anxiety and sticking to a routine can improve sleeping habits. Suggestions include
- Avoid tea, coffee or other stimulants before bed
- Have a warm milky drink since milk contains a sleep inducing amino acid
- Do not exercise strenuously before bedtime however relaxation exercises may help
- Do not read anything likely to keep you awake before retiring
- Do not watch television in bed
- Turn your alarm clock to the wall, watching the clock may keep you awake
- If you cannot fall asleep in a reasonable time get out of bed and do something such as read for a short period of time.
Remember not everyone needs 8 hours sleep per night, different individuals have different needs, some need 8 hours, some need 10, some function well on 6, different age groups also have different needs ... it’s a matter of find what works for you.
If you can’t sleep, then get up and do something instead of lying there worrying. It’s the worry that gets you, not the lack of sleep.
I like...
That we have freedom of thought and speech.
I hate...
When someone tells me they think I’m a fool.
Help yourself to
STAY ON YOUR FEET
by
INCREASING YOUR PHYSICAL ACTIVITY
Also Wear SAFER FOOTWEAR
Improve your SAFETY AT HOME
Improve PUBLIC SAFETY
Regularly get your EYESIGHT checked
Regularly get your MEDICATIONS checked
Have enough CALCIUM daily as part of a healthy diet
Improve your AWARENESS AND KNOWLEDGE of Staying On Your Feet
On English
One fowl is a goose, but two are called geese
Yet the plural of mouse should never be meese,
If I speak of a foot and you show me your feet,
And I give you a boot, would a pair be called beet?
If one is a tooth and the whole set are teeth,
Why should not the plural of booth be called beeth?
Our children are here to stay, but our babies and toddlers and preschoolers are gone as
fast as they can grow up -
And we have only a short moment with each.
When you see a grandfather take a baby in his arms, you see that the moment hasn’t always been long enough.
Websites, Events & Tips
Women’s Health Queensland Wide
www.womhealth.org.au
Women’s Health fact sheets are available on endless topics relating to the health of women.
It is also possible to ask a direct question relating to health issues on the website and
an answer will be received in one to three days.
The Office for Women
www.qldwoman.qld.gov.au
The website includes information on events for women and girls, printable information sheets,
reports, registration forms, a feedback section and useful links to other sites.
Australian Policy Online
www.apa.org.au
Provides access to research reports from nearly 120 Australian research centres. Topics such
as ageing, employment and workplace relations, immigration, refugees, youth and others are
covered.
Ha! Ha!
One day a man spotted a lamp by the roadside. He picked it up, rubbed it vigorously and a genie
appeared.
"I’ll grant you your fondest wish," the genie said.
The man thought for a moment then said, "I want a spectacular job, a job that no man has ever
succeeded at or has ever attempted to do."
"Poof!" said the genie. "You’re a housewife!"
God could not be everywhere, so he created mothers.
The Maryborough & District Committee on the Ageing Inc.
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